Shop Pay Instalments
Spread the cost of your purchase with Shop Pay instalments.
Shop Pay Instalments allows eligible customers to pay over time rather than paying the full amount upfront.
- Flexible repayment options available at checkout
- Quick eligibility check during checkout
- Available to eligible UK customers aged 18+
Payment options are subject to eligibility checks and approval. Terms apply
How does Shop Pay Work?
Getting started with Shop Pay couldn’t be easier – here’s how it all works:
- Add your chosen products to your basket.
- Proceed to checkout.
- Select Shop Pay if available.
- Review the available instalment options.
- Complete the application process.
- If approved, complete your purchase and follow the agreed repayment schedule.
What is the Eligibility Criteria?
To be eligible for Shop Pay Instalments, customers must:
- Be a UK resident
- Be aged 18 or over
- Have a UK billing and shipping address
- Have a Shop Pay account
- Hold an eligible debit card
- Meet the lender's approval requirements and any required credit checks
Additional eligibility criteria and lending decisions are determined by the lender. Checking eligibility does not affect your credit score.
Need More Information?
For full information about eligibility, repayment options and terms, visit the official Shop Pay Instalments Help Centre: Shop Pay Instalments Information
Make Your Dream Kitchen a Reality
There are many advantages to purchasing a Smeg product via Shop Pay Instalments.
Shop Pay Instalments FAQs
Who can use Shop Pay Instalments?
To be considered, you must be aged 18 or over, be a UK resident, and meet the lender's eligibility requirements. Final approval is determined during the application process.
Will a credit check be completed?
Shop Pay Instalments is subject to a credit assessment.
What payment options are available?
Available repayment options will be displayed during checkout, where applicable.
Can I use Shop Pay Instalments on any order?
Availability may vary depending on the order and eligibility criteria.
What happens if I miss a payment?
Please refer to the lender's terms and conditions.
Who provides the credit?
Shop Pay Instalments offers credit through Affirm as lender.
Read more
Official Shop Pay guidance can be found here.
Important Information
Shop Pay Instalments offers credit in partnership with Affirm as lender. Affirm provides unregulated credit, subject to a credit check and minimum spend, which may vary. Terms apply. UK residents only, 18 and over with a debit card. A deposit is required at checkout. Missed payments could affect your financial status.






